Free Tool · Lease Analysis

Commercial lease cost calculator.

Work out the true cost of a commercial lease after free rent, tenant improvement allowance, annual escalations, and NNN charges. Update any input — the effective rent and year-by-year schedule recalculate instantly. Share the URL to send your analysis to a business partner.

Effective rent
$33.14
per SF per year, all-in
Total term cost
$696K
net of TI and free rent
TI received
$150K
landlord contribution

Deal summary

Rentable square feet3,000 SF
Base rent (year 1)$38.00 / SF
Lease term7 years
Total base rent (over term)$893,103
Less: Free rent savings$57,000
Less: TI allowance$150,000
Plus: NNN charges (total)$0
Net cost over term$686,103

Year-by-year schedule

YearRent / SFBase rentNNNConcessionsNet yearCumulative

How effective rent is calculated

Effective rent is the true per-square-foot cost of your lease after all concessions, escalations, and pass-through costs are accounted for. It's the right number to use when comparing two lease offers.

Formula: (Total base rent + Total NNN − Free rent value − TI allowance total) ÷ Square feet ÷ Term years

Asking rent is what the landlord advertises. Effective rent is what you actually pay. A $40/SF asking rent with 9 months free rent and $50/SF TI on a 7-year term often produces an effective rent in the low $30s — a quarter of the advertised rate never shows up on the rent roll.

This calculator is a negotiation tool. Adjust the inputs to model alternative offers: What happens if I push TI to $65/SF? What if I get 3 more months free rent? What if I shorten the term to 5 years? The effective rent tells you which levers matter most.

Ready for real negotiation leverage?

This calculator shows you the math. Justin brings the market comps, landlord intel, and negotiation experience that turns numbers on a screen into signed terms on a page.

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