Tools › LTV Calculator
Free Tool
Loan-to-value (LTV) calculator.
LTV is loan divided by value — one of the two levers (with DSCR) that sets your maximum commercial loan. Check where a deal lands, and see the biggest loan common lender thresholds allow.
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Loan-to-value ratio
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LTV = loan ÷ value. Most commercial lenders cap LTV around 65–75% depending on asset type and tenant strength. LTV and DSCR both constrain the loan — the lender lends the lower of the two, so a strong LTV won’t help if DSCR is thin.
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Estimates are for planning only and use simplified assumptions — not tax, legal, or investment advice. Verify with your lender, CPA, and a full broker analysis before acting.