Business Sale

How Your Real Estate Affects What Your Business Is Worth

By Justin Crow · Mattis AdvisorsAugust 20266 min readValuation
How Your Real Estate Affects What Your Business Is Worth

When owners think about selling their company, they think about revenue, profit, and a multiple. What they almost never account for is the way their real estate quietly reshapes the number — sometimes by a lot. If your business owns or leases the space it operates in, here’s what’s really going on under the valuation.

Business value, in one sentence

Most small and lower-middle-market companies are valued on a multiple of earnings: EBITDA (or owner earnings) × an industry multiple, often roughly 2x–5x. So a business with $400,000 of normalized earnings at a 3.5x multiple is worth about $1.4M. Simple — until the real estate distorts the "earnings" part.

The hidden rent problem

If you own your building, your P&L probably has little or no market rent in it. That makes your earnings look higher than a buyer’s will once they have to pay rent (or buy the building). A buyer normalizes your EBITDA by subtracting market rent — and at a 3.5x multiple, every $50,000 of rent that gets added back to expenses is about $175,000 off the business price. Owned real estate cuts both ways: it can inflate your earnings today and deflate the multiple-based value unless it’s handled correctly.

See both numbers: the free business + real estate value tool shows your enterprise value, the property value, and the combined total side by side.

The property is its own asset

Here’s the good news the hidden-rent problem sets up: the building is a separate, valuable asset. In South Florida that value is real and knowable — recorded sales put warehouse and industrial property around $289/SF in Broward and $316/SF in Miami-Dade, retail far higher (see the price index). A 6,000 SF building isn’t a rounding error on your exit; it can be worth more than the business.

Sell together, sell separately, or lease it back

Once you separate the two values, you get options most owners never hear about: sell the business and the property together to one buyer, sell them to two different buyer pools, or keep the building and lease it back to the buyer (a sale-leaseback) so you collect the business sale now and hold an income asset. Each nets a different total — and the difference is often six figures.

The takeaway

Your real estate isn’t a footnote to your business sale; it’s a lever on the price and the structure. Value the two together, normalize the rent, and decide the structure before you go to market. That intersection — business valuation and real estate — is exactly where I work. Start with a free combined value estimate or a confidential business-sale conversation.

Next step: run the business + real estate value tool, then see how selling your business works.

Justin Crow
Justin Crow
Commercial Real Estate Broker · Mattis Advisors · Boca Raton, FL

Justin is a commercial real estate broker who advises business owners on the real estate inside their sale — with an operator’s and investor’s perspective (including private equity) on how property ties into a company’s value. (561) 571-8245 · justin@mattisadvisors.com

What’s your business + property really worth?

Send me rough earnings and your space — I’ll come back with a grounded range, free and confidential.

Frequently asked

Does owning my building make my business worth more?

Indirectly, and it’s easy to get wrong. If you own the building, your P&L usually has no true market rent, so your earnings are distorted. Normalize to market rent and your EBITDA — and the multiple-based business price — changes. The building is also a separate asset with its own value on top of the business.

What is an add-back and why does it matter here?

Add-backs are adjustments that restate your earnings to what a buyer will actually see — owner salary above/below market, personal expenses, and, critically, rent. Getting the real-estate add-back right can swing the valuation materially.

Should the building be sold with the business?

Not always. Sometimes it nets more to sell it separately or to keep it and lease it back to the buyer. That decision is worth modeling before you list.